Getting Prequalified for your new home

Pre-Qualification

Getting Pre-Qualified

O’Brien Homes’ sales representatives want to make buying a new home easy for you. A smart place to start is to get pre-qualified for a home loan. Our preferred lenders can help you determine how much you can afford and what your monthly payments will be. Once you are preapproved for a home loan, you are ready to make a new home purchase.

Sales procedures may vary by community. Please contact the sales representative for specific details.

Preferred Lenders by Community

CONTACT INFORMATION:

Arroyo Crossing

Michelle D. Elliott

Mortgage Loan Officer
Chase
1702 North Vasco Road
Livermore, CA 94550
925-212-6907 Office
866-378-1616 Fax
Michelle.d.elliott@chase.com

>>Download Arroyo Crossing Pre-Qualification Form

Cyndi Hardy

Sr. Mortgage Consultant
Wells Fargo Home Mortgage
A0303-029
1200 Concord Avenue, Suite 260
Concord, CA 94520
925-681-5056 Tel
707-373-9357 Cell
866-494-0802 Fax
Cynthia.Hardy@wellsfargo.com
www.wfhm.com/cynthia-hardy

Hidden Hills

Please contact one of our preferred lenders:

Cyndi Hardy

Wells Fargo Home Mortgage
1200 Concord Avenue, Suite 260
Concord, CA 94520
925-681-5056 Office
cynthia.hardy@wellsfargo.com

Mike Frank

iMortgage
3013 Douglas Boulevard, Suite 205
Roseville, CA 95661
916-746-8414 Office
916-214-5577

Our preferred lenders offer competitive mortgage programs and provide excellent service to our new home clients. They are very familiar with the new home financing process and our procedures. Despite receiving this pre-approval, you are under no obligation to obtain a loan through our preferred lenders.

Escrow Information

Once you place a deposit on your new home, the title company will open escrow. The title company, First American Title, is an independent third party that acts as the agent for buyer and seller, carrying out instructions of both and disbursing documents and funds. Once your loan is funded by your lender, escrow will close. The transfer of property will be completed and then you will be the owner of a beautiful new home.

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